RESEARCHER PROFILE

Robert M. Townsend

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Massachusetts Institute of Technology

Microfinance and Financial InclusionBanking stability, regulation, efficiencyFinancial Literacy, Pension, Retirement AnalysisLand Rights and ReformsUrban and Rural Development Challenges

Robert M. Townsend works in Microfinance and Financial Inclusion, Banking stability, regulation, efficiency, Financial Literacy, Pension, Retirement Analysis, Land Rights and Reforms, Urban and Rural Development Challenges. Recorded institutional associations include Moscow Institute of Thermal Technology, Massachusetts Institute of Technology.

4,062Publications
17,079Citations
51H-index

ORCID

Inclusion identifies researchers whose recorded research contributions may inform their university’s understanding of its research community. It does not rank individual research quality or establish current employment.

Selected research works

Up to 100 highly cited works; DOI links open the original research. Counts reflect the collected record, not real-time citation totals.

  1. Optimal contracts and competitive markets with costly state verification

    1979 · 3,195 citations

  2. Risk and Insurance in Village India

    1994 · 1,626 citations

  3. Risk and Insurance In Village India

    1991 · 1,583 citations

  4. Barriers to Household Risk Management: Evidence from India

    2013 · 613 citations

  5. Consumption Insurance: An Evaluation of Risk-Bearing Systems in Low-Income Economies

    1995 · 601 citations

  6. Pareto Optima and Competitive Equilibria with Adverse Selection and Moral Hazard

    1984 · 535 citations

  7. Patterns of Rainfall Insurance Participation in Rural India

    2008 · 516 citations

  8. Forecasting the Forecasts of Others

    1983 · 458 citations

  9. Resource Allocation Under Asymmetric Information

    1981 · 434 citations

  10. Entrepreneurship and financial constraints in Thailand

    2003 · 355 citations

  11. Using Repayment Data to Test across Models of Joint Liability Lending

    2007 · 337 citations

  12. A Structural Evaluation of a Large-Scale Quasi-Experimental Microfinance Initiative

    2008 · 307 citations

  13. Optimal Multiperiod Contracts and the Gain from Enduring Relationships under Private Information

    1982 · 270 citations

  14. Computing Multi-Period, Information-Constrained Optima

    1991 · 268 citations

  15. The Impact of Credit on Village Economies

    2012 · 249 citations

  16. Sources of TFP growth: occupational choice and financial deepening

    2007 · 239 citations

  17. Policies and Impact: An Analysis of Village-Level Microfinance Institutions

    2005 · 234 citations

  18. Kinship and Financial Networks, Formal Financial Access, and Risk Reduction

    2012 · 226 citations

  19. Barriers to Household Risk Management: Evidence from India

    2009 · 224 citations

  20. General Competitive Analysis in an Economy with Private Information

    1984 · 220 citations

  21. Evaluation of financial liberalization: a general equilibrium model with constrained occupation choice

    2004 · 213 citations

  22. Financial Deepening, Inequality, and Growth: A Model-Based Quantitative Evaluation1

    2006 · 208 citations

  23. Financial Systems in Northern Thai Villages

    1995 · 183 citations

  24. Distinguishing Limited Liability from Moral Hazard in a Model of Entrepreneurship

    2006 · 178 citations

  25. Market Anticipations, Rational Expectations, and Bayesian Analysis

    1978 · 157 citations

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